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Axis Bank Atlas Credit Card

Axis Bank · Visa

★★★★☆ 4.2/5
Joining Fee ₹5,000
Annual Fee ₹5,000
Fee Waiver Spend ₹7.5L/year
Forex Markup 3.5% + GST
Lounge Access Domestic lounge access via VISA + international based on tier (2–unlimited Priority Pass)

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Welcome Benefit

5,000 EDGE Miles

Earn Rates

5 EDGE Miles on every ₹100 on travel; 2 EDGE Miles on all other spends

Key Highlights

  • Purpose-built travel card — earn EDGE Miles specifically for airline/hotel redemption
  • EDGE Miles transfer to 25+ airline and hotel partners
  • Clear tier-based milestone structure is easy to plan around
  • Complimentary lounge scaling with spend

Milestone Benefits

  • Silver tier (₹3L spend): 2,500 bonus miles + 2 international Priority Pass visits
  • Gold tier (₹7.5L spend): 10,000 bonus miles + 6 international Priority Pass visits + fee waiver
  • Platinum tier (₹15L spend): 20,000 bonus miles + unlimited Priority Pass

Lounge Access

Domestic lounge access via VISA + international based on tier (2–unlimited Priority Pass)

Fuel Surcharge Waiver

1% waiver; max ₹400/month

Best For

  • Frequent travellers wanting a travel-dedicated card
  • High spenders aiming for Gold/Platinum tier

Not Great For

  • Casual travellers — base rewards are modest; need ₹7.5L to break even
  • Offline shoppers (2X is low)
Verified: Data last verified 17 June 2026. Sources: www.axisbank.com

Frequently Asked Questions

What is the value of 1 Axis EDGE Mile?

1 EDGE Mile = ₹1 when transferred to airline miles (1:1 ratio for most airlines). Against flight redemptions, you can typically get 1.5–2₹ of value per mile. Never redeem for cashback (0.25₹/mile).

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