Earn Rate: 5% cashback on all online transactions; 1% on offline
- Best flat-rate online cashback card in India — 5% with NO merchant restrictions
- Cashback auto-credited to card statement — no redemption needed
- No cap on 5% cashback per month
Kotak Mahindra Bank · Visa
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None
8 reward points per ₹150 on weekends; 4 RP/₹150 on weekdays
8 domestic lounge visits/year
1% waiver; max ₹100/month
Transactions posted on Saturday and Sunday qualify for 8X rewards. The day is based on the transaction posting date, not the purchase date.
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Earn Rate: 5% cashback on all online transactions; 1% on offline
Earn Rate: 5% cashback on bill payments & recharges via Google Pay; 4% on Swiggy, Zomato, Ola; 1.5% others
Earn Rate: 5% cashback on Amazon, Flipkart, Myntra, Swiggy, Zomato, BookMyShow; 1% on other spends